🇬🇭 MoMo Fee Calculator
See exactly what MTN MoMo and AT Money charge to send money or cash out in Ghana — with the abolished E-Levy correctly set to zero.
No E-Levy. The 1% Electronic Transfer Levy was abolished on 2 April 2025, so it no longer applies to your MoMo transactions. Any calculator still adding it is out of date.
Your transaction
0.75% of the amount
Rates as of June 2026. Covers same-network sends and agent cash-outs for MTN MoMo and AT Money. Cross-network and MoMo-to-bank fees can differ; the bank-transfer fee MTN announced for 1 June 2026 was suspended by the Bank of Ghana. Always confirm on *170# before a large transaction. Telecel Cash coming soon.
About This Tool
Mobile money runs daily life in Ghana, but the fees can be confusing — and most calculators online are flat-out wrong because they still add the E-Levy, which was abolished back in April 2025. This one is current. Pick your network, choose whether you are sending or cashing out, type the amount, and you will see the exact fee before you ever dial *170#. No sign-up, no stored data.
How to Use
- 1Choose your network — MTN MoMo or AT Money (Telecel is coming once we confirm its current rates)
- 2Pick the transaction: sending money on the same network, or cashing out at an agent
- 3Type the amount in cedis
- 4Read the fee instantly, plus the total you pay and what the recipient receives
Why Use This?
Nobody likes being surprised by a charge after they have already hit send. Knowing the fee upfront helps you budget, split costs fairly, and avoid the trick where sending GHS 101 suddenly costs more than sending GHS 100. It also quietly confirms something worth knowing: with the E-Levy gone, sending small amounts on MTN is free again.
Frequently Asked Questions
About This Tool
Mobile money runs daily life in Ghana, but the fees can be confusing — and most calculators online are flat-out wrong because they still add the E-Levy, which was abolished back in April 2025. This one is current. Pick your network, choose whether you are sending or cashing out, type the amount, and you will see the exact fee before you ever dial *170#. No sign-up, no stored data.
How to Use
- 1Choose your network — MTN MoMo or AT Money (Telecel is coming once we confirm its current rates)
- 2Pick the transaction: sending money on the same network, or cashing out at an agent
- 3Type the amount in cedis
- 4Read the fee instantly, plus the total you pay and what the recipient receives
Why Use This?
Nobody likes being surprised by a charge after they have already hit send. Knowing the fee upfront helps you budget, split costs fairly, and avoid the trick where sending GHS 101 suddenly costs more than sending GHS 100. It also quietly confirms something worth knowing: with the E-Levy gone, sending small amounts on MTN is free again.