Your phone buzzes. The message says your car was caught speeding on a road you drove on two days ago. There was no police officer, no stop, nobody waving you down. Just a text.
Welcome to TraffiTech-GH.
The Ghana Police Service switched on this camera system at the start of November 2026. It catches drivers automatically and sends the fine straight to the car owner's phone. So whether you drive a private car, a taxi, a trotro or an okada, this affects you. Here's what the message means, what you can do about it, and how to avoid paying a scammer by mistake.
What Is TraffiTech-GH?
It's an automatic system built by the Ghana Police Service to catch traffic offences with cameras and sensors. Some cameras sit on tripods by the road. Others are fitted in police vehicles. When a car breaks the rules, the system takes a photo or video, and officers at the Motor Traffic and Transport Department (MTTD) check it before a fine goes out.
Right now, the cameras are mainly catching speeding. The Police say the system will also cover:
- Running a red light
- Wrong overtaking
- Not wearing a seatbelt
- Driving with an expired licence
- An expired roadworthy certificate
- Driving without insurance
- Misusing a siren
It covers every kind of vehicle on Ghana's roads: private cars, motorbikes, aboboyaa, taxis, trotros, Uber and Bolt cars, trucks and buses. Cars with foreign or ECOWAS plates are handled separately.
If you missed the launch news, we covered it here: TraffiTech-GH speed cameras go live.
Know the Speed Limits (Even When There's No Sign)
This is where a lot of people will get caught. Under the Road Traffic Regulations, 2026 (L.I. 2519), the limits apply whether or not there's a sign on the road. "I didn't see a sign" won't get you off.
- 30 km/h: near schools, playgrounds, hospitals and clinics, churches, mosques, markets, shopping centres, processions, and anywhere lots of people are walking about
- 50 km/h: in towns and built-up areas
- 90 km/h: on highways
- 100 km/h: on motorways
And no, the Police don't have to put up a warning sign before a camera. Some roads have one. Many won't.
That 30 km/h zone is the one to watch. Think about how fast traffic normally moves past a busy market in Kaneshie or Kejetia. Feels slow, right? That's exactly the point.
What a Real TraffiTech-GH Message Looks Like
The fine is called an Electronic Notice of Violation (ENV). It arrives as a normal text message. A real one:
- Comes from the sender name GPS-MTTD, not a phone number
- Has a Ticket Number
- Shows the place, date and time of the offence
- Shows your car number and what the offence was
- Shows the amount to pay and the deadline
And here's the big one: a real message does not contain a clickable link. The Police say plainly that a message with a link, or from any sender other than GPS-MTTD, is likely a scam.
If the message has a link, don't tap it. If someone calls asking you to send MoMo to "clear your fine", hang up. Report it to the Police on 191 or 18555 (free).
Scammers love anything new and official-sounding, and this system is both. Expect fake "fine" messages to start going round soon, if they haven't already. Our guide to the most common MoMo scams in Ghana shows the tricks they use.
Got a Fine? Here's What to Do
You have three choices, and the clock starts the day the message is sent. Not the day you read it.
Step 1: Check the evidence
Go to traffitech-ghpay.nib.com.gh and type in the Ticket Number from your message. On the next screen, choose "View photo/video evidence, other violation data" and watch the video. Make sure it's your car, your plate, and the right place and time.
No smartphone or no data? Call the TraffiTech-GH Call Centre on 059 692 2402.
Step 2: Pay within 14 days
If the fine is right, pay it. You can pay:
- Online at traffitech-ghpay.nib.com.gh with MoMo (MTN, Telecel or AirtelTigo) or a bank card
- By dialling *710*0# on your phone
You'll get a receipt by SMS. Keep it. Someone else can pay for you, too, but the fine stays on your record until the payment shows in the system.
How much is the fine? The exact amount is in your message. The official list is in the Ninth and Thirteenth Schedules of L.I. 2519. News reports say speeding fines go from about GH₵240 to GH₵480, depending on how far over the limit you were.
Step 3: Or challenge it, also within 14 days
Think the camera got it wrong? You can contest the fine, but only online, and only within the same 14 days. You can't start a challenge by walking into a police station or a court.
- Check the evidence first (Step 1)
- Start the challenge on traffitech-ghpay.nib.com.gh
- Pick the MTTD regional police station and date that suit you. MTTD confirms by SMS
- Go to the station with your Ticket Number and a valid ID
- After that visit, a court hearing is scheduled
Two things to know. First, once you pay, you can't challenge it: paying means you accept it. Second, if you change your mind halfway through a challenge, you can still pay, but late penalties may have built up by then.
About "the camera was wrong": the Police say every speed camera is approved and regularly checked by the Ghana Standards Authority. So you'll want strong proof, not just a feeling.
What If You Ignore It?
Bad idea. Here's what happens:
- The fine grows: 1% of the original fine is added for every day you're late after the 14 days
- DVLA blocks you: they won't renew your licence, or register, transfer or inspect your car (roadworthy) until every fine is cleared
Planning a trip to DVLA? Dial *220# first to check for unpaid fines using your car number or licence number. If something shows up, pay it through the official channels (or dial *710*0# and choose option 6), then give the block time to lift before you go.
"But I Wasn't the One Driving!"
Doesn't matter, sadly. The fine goes to the registered owner of the car, and the owner pays, no matter who was behind the wheel. If you lend your car to your brother, your driver or your Bolt partner, their speeding is your fine.
- Sold the car? If the change of owner wasn't done at DVLA, you're still responsible for that car's fines. Sort out the paperwork the day you sell.
- Car or number plates stolen? Report it to the Police, DVLA and your insurer. A written police report dated before the offence lets you challenge the fine online.
- Company car? The company that owns it is responsible.
- Never owned the car in the message? Call the Call Centre on 059 692 2402 straight away. (Don't make false reports. That attracts extra penalties.)
Buying a used car? Dial *220# before you pay and check whether it has unpaid fines. You don't want to inherit someone else's speeding.
Three More Useful Facts
You don't need to carry your licence card. The Police say it's enough to know your licence number, or write it on a card and show that. But don't give a wrong number: their system is linked to DVLA and will catch it.
Check your insurance by phone. Dial *920*57# and enter the car number. If you're stopped and the car has no valid insurance, you get 48 hours to fix it before a full fine is issued.
An officer asking for cash is a red flag. TraffiTech-GH fines are never paid to an officer. Don't pay. Note their name, badge number, the place and time, and report it on 191 or 18555.
The TechTrendi Summary
- Real message: from GPS-MTTD, with a Ticket Number, and no link
- See the video: traffitech-ghpay.nib.com.gh + your Ticket Number
- Pay: traffitech-ghpay.nib.com.gh or *710*0#, within 14 days
- Challenge: online only, within 14 days
- Late: +1% every day, and DVLA blocks you
- Check fines: *220#
- Check insurance: *920*57#
- Help: Call Centre 059 692 2402 · [email protected]
- Report scams: 191 or 18555 (free)
Honestly, the easiest way to deal with TraffiTech-GH is to never hear from it. Slow down near schools and markets, keep to 50 in town, and keep your car's papers up to date.
What to Do Next
- Dial *220# today and check that your car has no unpaid fines
- Make sure the phone number on your DVLA record is yours and still working. That's where your fines will go
- Share this with the family WhatsApp group so nobody pays a fake fine. Then read the latest scam warnings in Ghana and how to protect your phone number from SIM-swap fraud
Stuck in traffic instead of speeding through it? Here's how to plan around Accra traffic with your phone.
Sources
- Ghana Police Service: TraffiTech-GH official page and FAQs
- Citi Newsroom: TraffiTech-GH goes live, what motorists need to know
- Pulse Ghana: MTTD launches TraffiTech-GH digital traffic enforcement
- YEN.com.gh: What Ghana drivers must know about the new speed camera system
Fines, codes and procedures can change. Always confirm on the official Ghana Police TraffiTech-GH page before you pay.